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Second Quarter Bonuses and Incentives!

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The second-quarter is here with more goodies! While you are out there taking care of business, don’t forget to get in on these bonuses and incentives!

 

Life and Financial

 

Foresters

Bonus Convention Credits

April 1, 2021—April 30, 2021

Earn 10 % in bonus credits on applications.

View Flyer

 

Illinois Mutual

Quarterly Cash Bonus for Life & DI Sales

Q1 January 1, 2021 – March 31, 2021

Q2 April 1, 2021 – June 30, 2021

Q3 July 1, 2021 – September 30, 2021

Q4 October 1, 2021 – December 31, 2021

View Life Bonus Flyer

View DI Bonus Flyer

 

Ancillary

 

Medico

Dental Incentive

April 1—June 30,2021

Earn $20 for each qualifying dental application.

View Flyer

 

Mutual of Omaha

2021 Marketing Credits Program

October 1, 2020—September 30, 2021

Earn credits from qualifying Dental applications.

Must submit 2 applications to qualify.

Each credit gives you $1 to be used on your account or redeemed for cash before 12/1/2021.

View Flyer

 

Humana

Individual Dental Bonus

January 1, 2021—June 30, 2021

Earn $100 when you sell 5 individual dental policies.

Earn up to $25 on each additional eligible policy after the first 5.

View Flyer

 

Medicare Supplement

 

Amerigroup

New Medicare Supplement Plan Bonus

Qualifying Plans must go into effect 2/1, 3/1, 4/1, 5/1, 6/1, 7/1, or 8/1/2021

***Dates have been extended until 8/1/2021

Earn $200 for each approved plan

No minimums & no payout limits!

View Flyer

 

CVS Health & Aetna

Boost Your Bonuses

April 1—June 30, 2021

Earn up to $100 for underwritten apps and up to $25 for Open Enrollment Medicare Supplement policies.

Must submit at least 5 applications monthly to qualify.

View Flyer

 

Cigna

2021 Rewards Program

January 1—September 30, 2021

Earn $100 for EVERY Medicare Supplement Application after the first four.

Valid only for plans F, G, N, or Open Enrollment Plan N.

Qualification period restarts on the first of every month.

View Flyer

 

Mutual Of Omaha

Med Supp Broker Bonuses Program 2021

Cash bonus for qualifying plans issued from 1/1/2021—6/1/2021

Must submit 5 plans monthly to qualify.

Earn $150 for each underwritten policy on qualifying plans.

Earn $30 for each issued policy for Open Enrollment business.

View Flyer

 

Mutual Of Omaha

2021 Marketing Credits Program

October 1, 2020—September 30, 2021

Earn credits from qualifying Med Supp applications

Must submit 5 applications to qualify.

Each credit gives you $1 to be used on your account or redeemed for cash before 12/1/2021

View Flyer

 

Trip Incentives

 

Foresters

Mediterranean • Adriatic

Trip Dates: June 2 – 9, 2022

Qualification Period: January 1, 2021 – December 31, 2021

View Flyer

 

Mutual Trust Life

Ireland

Trip Dates: May 24 – 29, 2022 and May 24 – June 1, 2022

Qualification Period: July 1, 2020 – December 31, 2021

View Flyer

 

Assurity

Prague

Trip Dates: April 27 – May 1, 2022

Qualification Period: January 1, 2021 – December 31, 2021

View Flyer

 

American-Amicable

Hawaii

Trip Dates: June 16 – 21, 2022 and June 17 – 21, 2022

Qualification Period: January 1, 2021 – December 31, 2021

View Flyer

 

ANICO

Bahamas

Trip Dates: May 15 – 19, 2022

Qualification Period: January 1, 2021 – December 31, 2021

View Flyer

 

Mutual of Omaha

London—Simplified Life Trip

Trip Dates: March 22 – 27, 2022

Qualification Period: January 1, 2021 – December 31, 2021

View Flyer

 

Mutual Of Omaha

London—Med Supp & Dental/Vision Products

Trip Dates: March 17 – 22, 2022

Qualification Period: January 1, 2021 – December 31, 2021

View Flyer

 

Royal Neighbors of America

Alberta, Canada

Trip Dates: June 5 – 8, 2022

Qualification Period: January 1, 2021 – December 31, 2021

View Flyer

 

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Medicare Coverage for Acupuncture

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Acupuncture Treatments

Acupuncture Relief

Is your senior client suffering from chronic lower back pain? This may be an unwelcomed experience; however, on the good side, their Medicare Part B plan may cover acupuncture treatments. The benefits of acupuncture for pain and tension relief in muscles have been known for quite some time. Over the years it has become a rather popular treatment for lower back pain. Provided that they meet the requirements, Medicare may cover the expense of up to 20 treatments in a single year. This is truly a wonderful alternative option for pain management.

How it Works

Thought to have started in China, acupuncture came into practice thousands of years ago. This treatment is performed by inserting very thin needles into the skin at various points on the body.  An acupuncturist uses a map of meridians to determine these points. The meridians are thought to be paths of energy (Qi) flowing through the body. Some experts say that the needles stimulate the central nervous system. This is one theory, however, there are many theories about how the treatments actually work. With regards to safety, it is considered safe under normal circumstances. As long as a licensed and fully trained acupuncturist is performing the treatment, the possible risks involved are very rare.

Pain Solution

Research has proven that acupuncture can provide reliable short-term lower back pain relief. This is great news as it may also help eliminate or minimize the need for pain medications. Acupuncture may even be used along with other treatment options depending on the situation. For the best plan of action, they should consult with their doctor for recommendations.

What Medicare May Cover

Acupuncture for chronic lower back pain that has persisted for at least 12 weeks may be covered by Medicare. The coverage will initially provide 12 treatments within a 90 day period. Once a doctor confirms that the treatments are providing results, Medicare may approve an additional 8 treatments. The coverage does not extend to those suffering pain due to pregnancy or surgery. Consult the medicare.gov site to find out about the full list of requirements. If qualifications are met, acupuncture may be exactly the solution your client needs.

 

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Extra Help Savings Program

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Medicare Extra Help Program

Consumers wanting to participate in Part D Medicare insurance, may find financial assistance through the Extra Help savings program.  In order to enroll in a Part D coverage plan, participants must first be enrolled in Medicare Part A and B.  Medicare Part D is used to help cover the costs of prescription drugs. The Extra Help program may be available to individuals meeting certain requirements and will help them cover the out-of-pocket expenses for prescription drugs.

Part D Drug Coverage

Part D is an optional Medicare plan that helps cover the costs of prescription drugs. Savings benefits through the plan cover an extensive list of prescription drugs. The specific drugs covered may vary based on who the insurer is, however, each insurer is required to provide at least two drug options in every major category.

Extra Help Eligibility

Part D Low-Income Subsidy is another name for the Extra Help program. Eligible participants may receive help covering the cost of their drug plan through this program. Whether or not someone is eligible depends on their assets and income status. They must not exceed the allotted amount in order to qualify. Sometimes a person may automatically qualify.  Someone who is enrolled in the Medicare Savings Program will qualify automatically.

The Benefits

Many of the expenses incurred trying to cover the costs of drug coverage may be eased by the Extra Help program. Among these includes providing savings on the out-of-pocket prescription costs and even provide relief by covering part of the Part D coverage premium. Under the plan, enrollees will be given the opportunity to switch to a different plan if they choose so during a special yearly enrollment period. Lastly, Part D late enrollment penalties may be waived under the plan.

There are so many great benefits to joining the plan if someone is eligible to do so. The financial savings gained through it could be put towards other medical or household expenses. This makes it a welcomed option for so many individuals struggling to cover their drug costs.

 

 

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